Send Money Guides

Cheapest ways to send money home

Remittances

How to Send Money Home Without the 1% Remittance Tax as an Immigrant in 2026

The 1% remittance excise tax is live in 2026. Here is what it covers, what it does not, and every legal strategy — from bank wires to USDC — that immigrants and ITIN holders can use to avoid it.

Remittances

Best Apps to Send Money Home Without Fees in 2026

Compare 2026's best zero-fee remittance apps: Wise, Remitly, and LemFi. Plus, learn how to legally avoid the new 1% remittance excise tax on cash transfers.